Daily Digest - March 7, 2025

🎂🎉 Happy Birthday to: BJ Mangrich of CCMR3, Ryan O’Hara of F.H. Cann & Associates, and Rozanne Andersen. 🥳🎁

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Suit Alleges Letter from 2021 Violated FDCPA

• Even a non-lawyer like me remembers that the Fair Debt Collection Practices Act has a one-year statute of limitations in which a consumer can file a lawsuit alleging that a violation of the statute has occurred. But one plaintiff in California is trying to make the case that he should be allowed to file a lawsuit for a violation that occurred all the way back in 2021.

• More details here.

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Judge Dismisses FDCPA Complaint, Enjoins Frequent Filer from Initiating New Suits Without Permission

• Even judges have limits. If there is one takeaway from this case, that is likely to be it. A District Court judge in Ohio has dismissed a Fair Debt Collection Practices Act case and permanently enjoined the plaintiff — a frequent filer — from initiating new lawsuits in that jurisdiction without first getting permission from a court because of filing yet another lawsuit that is “so unsubstantial, frivolous, and devoid merit” which he probably should have known because the form he used for this suit had previously been called out in another FDCPA suit he had filed.

• More details here.

CFPB Roundup: McKernan’s Confirmation Advances & More

• Another day, another dump of news related to the Consumer Financial Protection Bureau. Here is a roundup of news that happened yesterday, including developments involving the potential new director and former director of the Bureau as well as the CFPB dropping another enforcement action it had initiated under former director Rohit Chopra.

• More details here.

Consumers Prioritize Financial Wellness, Demand Personalized Insights

• Financial concerns have overtaken health and family relationships as the top priority for consumers worldwide, according to a new report from fintech provider Personetics.

• More details here.

WORTH NOTING: Keeping tabs on some potential big changes at the Postal Service ... Dermatologists recommend using something other than soap, except when washing your hands ... How scammers are cashing in on tax season this year ... How the world's most creative people are using AI ... The first sighting of the Loch Ness Monster this year ... A lot of employers are cutting back on the number of employees ... Which franchises in the NFL are the most hopeless? ... Man steals jewelry, swallows jewelry, asks if he'll be charged with what's in his stomach.

Funny Friday, part I

Funny Friday, Part II

The Daily Digest is sponsored by TCN’s C3 User Conference