Daily Digest - January 9, 2026

🎂Happy birthday to the following: Tyler Mayer of Halsted Financial Services, Heather Morgan of Commercial Services Group, Inc., Lindsey Svenson of Velocity Investments, and Tom Rasmussen of Applied Innovation.

🧑‍💻 💻 CODING CONTEST ⌨️ ⚙️

AccountsRecovery is hosting its first-ever coding contest. Use your favorite no-code or low-code tool and show us a game, personal productivity hack, or industry app that you have built. Open to everyone. Submit your entry here. Entries are due January 14. Cash prizes to the winners.

Still Time to Register!

Check out ARMTech.live for the growing list of impressive speakers who are going to be in Dallas. This is going to be the must-attend event of the year!

🚨New Training Bytes Video Released!

Check out the newest Training Bytes video! Each week, an expert from the accounts receivable management industry will share how he or she would handle different scenarios that collectors often face. This week, Nick Prola from Bassford Remele shares how to respond when a consumer says, "I’m recording this and putting it on TikTok/Facebook to show how you guys treat people.” Thanks to Peak Revenue Learning for sponsoring this series! Click on the image below to view this week’s episode!

Suit Seeks More than $100k in Damages Over Debt Parking Allegations

• Debt parking isn’t an accusation that shows up a lot in complaints against companies in the credit and collection industry much these days, nor are allegations that there was a violation of Regulation F. But a consumer is accusing a creditor and collection operation of violating Reg F, the Fair Debt Collection Practices Act, and state law in Florida by furnishing information about a “bogus” debt to the credit reporting agencies without first notifying him about the existence of the debt.

• More details here.

• This series is sponsored by WebRecon

A MESSAGE FROM TCN

TODAY’S WEBINAR

UPCOMING WEBINARS

New York Lawmakers Again Push Statewide Licensing for Collectors

• In what has become an annual rite of passage in The Empire State, bills have been introduced in both houses of the New York legislature that would require collection operations to obtain licenses in order to collect in New York state. While similar proposals have surfaced in prior sessions and failed to advance, the reintroduction of these measures signals that state lawmakers remain interested in expanding New York’s regulatory footprint over debt collection activity.

• More details here.

Industry Pros Make Their 2026 Predictions

• Close your eyes. Take a deep breath. Now imagine that the calendar has advanced a year. It’s January 2027. How is the world different? How is it the same? How have collections changed? That was the task AccountsRecovery assigned a number of industry leaders — predict what’s going to happen in 2026. Their answers are as different as their expectations. But one thing is for certain: things are likely going to look a lot different a year from now.

• More details here.

Judge Lets FCRA Disclosure Claim Over Truncated Account Numbers Proceed

• A District Court judge in Ohio has denied a defendant’s motion to dismiss claims it violated the Fair Credit Reporting Act by failing to include the complete account numbers associated with items in the plaintiff’s credit report, going into detail over what constitutes a consumer”s “file.”

• More details here.

Judge Reinforces Standing Limits in FDCPA Case

• In order to allege violations of a statute like the Fair Debt Collection Practices Act in federal court, a plaintiff must allege that he or she suffered a concrete injury — something objective. In many FDCPA complaints, however, plaintiffs claim to suffer injuries like loss of sleep, emotional distress, and wasted time dealing with the situation. A District Court judge in Florida has granted a defendant’s motion for summary judgment in an FDCPA case, carefully detailing why those claims are not enough to have standing to sue.

• More details here.

WORTH NOTING: It's not just you. Time does go by fast. Here are some ways to slow it down ... Consumers dish about how they are managing their credit card debt ... Why you may want to skip AI and enjoy the "lull" ... LinkedIn shares a report on the fastest-growing jobs in the United States ... Financial anxiety isn't just related to debt or bills for a lot of people. There is something else that matters a lot more ... New research shows how dogs can learn new words just by eavesdropping ... I think the thing that surprised me most about this article was that it didn't happen in Florida ... The tech that is going to invade our lives in 2026.

Funny Friday, part I

Funny Friday, Part II

Did you know you can get full access to all of my past webinars, along with transcripts and summaries of each, for only $29/month? Sign up to be a premium subscriber today!

The Daily Digest is sponsored by TCN