Daily Digest - January 5, 2026

🎂 Happy Birthday to: Atilio Meza of First Entertainment Credit Union, David Michael Albers of Revenue Connections LLC, Roger Morse of eXp Global, Gerald Letofsky of Accelerated Data Systems, Steve Laws of Magnet Solutions, and Jeff Brewer of Cornerstone Support. Happy belated Birthday to: Michael Feeney of Sentry Recovery and Collections (Jan. 4), Joe DeDominicis of Stockton Mortgage (Jan. 4), and Aaron Bliss of VW Credit (Jan. 3).

🎉Congratulations for starting new positions: Kasey Hege as Support Manager at InterProse, Melissa Raymond as Enterprise Account Executive at TrueML, Hunter Quinn as Head of Operations at Continental Credit Control, Mark Pooler as Operations Manager at Midland Credit Management, Susan Richards as Chief Revenue Officer (CRO) at TP, David Byrne as Director of Product and Application Support at Quantrax, and Nicholas Prola as Shareholder at Bassford Remele.

New Speakers Being Added Daily

Check out ARMTech.live for the growing list of impressive speakers who are going to be in Dallas. This is going to be the must-attend event of the year!

Appeals Court Rejects TCPA Class Certification Appeal in Wrong Number Case

• The Court of Appeals for the Sixth Circuit has denied the appeal of class certification from a defendant in a wrong number Telephone Consumer Protection Act case, disagreeing with the defendant that is call records were inadmissible hearsay and finding no abuse of discretion by the district court in certifying the class.

• More details here.

A MESSAGE FROM TCN

TODAY’S WEBINAR

UPCOMING WEBINARS

2025 in Review: The Biggest Surprises

• For all the planning and predicting that goes on everywhere, there are events and developments that occur that we absolutely didn’t expect and catch us offguard. At the start of 2025, I would have bet all the money in my pocket against all the money in the pockets of everyone else in the world that there was no way I would end up with a dog in my house. Yet, as 2025 ends, there is now a dog in my house. AccountsRecovery asked a handful of professionals from across the credit and collection industry to share what surprised them the most about 2025.

• More details here.

Judge Rejects Defendant’s MSJ in FCRA Case Involving Decades-Old Account

• A District Court judge in Pennsylvania has denied a motion for summary judgment filed by a defendant in a Fair Credit Reporting Act case, over a bank account that was opened a half-century ago, finding that key factual disputes about account ownership and reporting accuracy must be decided by a jury rather than resolved at the summary judgment stage.

• More details here.

2026 Shaping Up as a Seller’s Market for ARM, RCM, and BPO Deals

• Merger and acquisition activity for the credit and collection ecosystem remains decidedly optimistic for 2026, particularly for companies with strong niches, scalable technology, and predictable revenue models, according to a new outlook from Corporate Advisory Solutions. Deal activity across accounts receivable management, healthcare revenue cycle management, and business process outsourcing/customer experience is expected to remain elevated, with market conditions continuing to favor sellers.

• More details here.

As CFPB Enforcement Slows, Small Institutions Warn of Uneven Playing Field

• The Trump administration’s efforts to effectively dismantle the Consumer Financial Protection Bureau are raising new concerns among community banks, which say the move could leave them at a competitive disadvantage compared to larger financial institutions, according to a published report.

• More details here.

InterProse Secures Strategic Growth Investment from Wingman Growth Partners to Accelerate Market Expansion of ACE, the Industry’s Leading Modern Web-Based Debt Recovery Platform

• InterProse, a leading provider of cloud-native software for the accounts receivable management (ARM) industry, today announced a strategic growthinvestment from Wingman Growth Partners (“Wingman”), an investment firm focused exclusively on enterprise software, data, and financial technology businesses. The investment supports InterProse’s market expansion strategy for ACE, the company’s flagship web-based debt recovery platform and the leading modern alternative to aging legacy systems across the ARM ecosystem.

• More details here.

WORTH NOTING: How to avoid overspending at Costco ... DoorDash drivers are using AI to fake that deliveries were made ... Healthcare leaders make 26 predictions for 2026 ... There is no such thing as falling out of love with pizza, I will argue with my dying breath ... Is it any surprise what is at the top of the list of 2025's most overused words and phrases? ... A look at the new coins that will begin circulating this year ... Another reason to be careful about what you post online ... A look ahead to the most anticipated movies of 2026.

Music Monday, part I

Music Monday, Part II

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The Daily Digest is sponsored by TCN