Daily Digest - January 13, 2025

🎉 🎂 Happy Birthday wishes to: Jimmy Chebat of Zizo. Happy belated birthday to: Shashank Mishra of Prodigal, Buddy Beaman of Hilco Receivables, Michelle Cannon of Frost-Arnett, and Tim Webb of Phillips & Cohen Associates. 🥳🎈

STILL TIME TO REGISTER!

As you start looking to spend your 2025 technology budget, consider buying the best present you can get yourself and sign up to attend ARMTech. I guarantee you will walk out of the event not only with great ideas, but also a ton of new contacts. There are so many innovators and disruptors who don’t show up to other industry conferences because ARMTech is the industry’s only event exclusively dedicated to talking technology — and that is where all the innovation and disruption is happening. Don’t miss out. Sign up today!

Experts Share Their Predictions for 2025

• How 2025 starts and how it ends are likely to be radically different, and reading predictions from a handful of professionals across the credit and collection industry shows on just how many fronts that statement applies. Without giving too much of their predictions away, the common theme to what this quartet thinks is going to happen this year is that those hoping for the status quo are likely to be disappointed. Read on to see exactly what this group of experts predicts is going to happen in 2025.

• More details here.

A MESSAGE FROM TCN

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Judge Dismisses FDCPA Claims Against Owner of Debt

• A District Court judge in Arizona has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act case, ruling that the plaintiff failed to sufficiently establish the defendant’s status as a “debt collector” under the statute and did not plead adequate facts to support the alleged violations.

• More details here.

CFPB Seeks Input on Strengthening Consumer Protections in Digital Payments

• The Consumer Financial Protection Bureau on Friday announced steps to enhance consumer protection in the rapidly evolving digital payments landscape. The Bureau is inviting public comments on two pivotal initiatives: a Request for Information on financial privacy and a proposed interpretive rule on the applicability of the Electronic Fund Transfer Act (EFTA) to emerging payment mechanisms.

• More details here.

Compliance Digest – January 13

• Want to know everything you need to know about the new cybersecurity amendments to HIPAA? How about the new AI guidelines released by the Attorney General of Oregon? Learn more about those important topics and more in this week's Compliance Digest, featuring insightful perspectives from Jessica Klander, Caren Enloe, Brent Yarborough, Heath Morgan, and Leslie Bender.

• More details here.

• This series is sponsored by Bedard Law Group

WORTH NOTING: A list of the most anticipated video games of 2025 ... Mistakes to avoid if you want to get through airport security without any issues ... The IRS has announced when it will begin processing 2024 income tax returns, kickstarting the 2025 tax season ... If that online job posting appears too good to be true, it might not be real ... Tactics to help you avoid faking it and actually engaging with your work ... Fast food menus are undergoing a wave of changes to appeal to more thrifty customers ... Things that parents who raise emotionally intelligent kids do that separate them from other parents ... Being able to read cursive is now considered a superpower.

Music Monday, part I

Music Monday, Part II

The Daily Digest is sponsored by TCN’s C3 User Conference