Daily Digest - April 28, 2025

🎂🎉 Happy Birthday to: Marian Sangalang of The Bureaus, Jeremy Spurling of Emprise Technologies, and Dan Medina of CollectPro.

Congratulations to Fred Graessle, the new vice president of national accounts at Frost-Arnett, and Jack Morris, the new senior vice president of third-party sales at InteLogix.

Logo Madness!

It’s time to start voting! Click on the logo you think is better to cast your vote. You can see the entire bracket here. Thanks to Drop Cowboy for sponsoring this year’s contest!

Appeals Court Reverses Ruling in FCRA, RFDCPA Case

• The Court of Appeals for the Ninth Circuit has reversed a ruling in a Fair Credit Reporting Act and Rosenthal Fair Debt Collection Practices Act case over whether information that was furnished to the credit reporting agencies was accurate enough. This decision comes after a lawsuit was filed by the plaintiff over inaccurate loan reporting.

• More details here.

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TODAY‘S WEBINAR

UPCOMING WEBINARS

CFPB Roundup

• While the future of how the Consumer Financial Protection Bureau will look and feel is being determined in court, the current leadership of the Bureau continues to make news. Here is a roundup of what the Bureau has been up to, including backing away from enforcement actions, and proposed settlements, and a preview of what is sure to be an interesting court hearing that start tomorrow.

• More details here.

Survey: 9 in 10 Americans with Medical Debt Believe It Shouldn’t Impact Credit Scores

• Put on your surprised faces … a new survey highlights growing concern among U.S. consumers about the impact of medical debt on their credit reports, with 9 in 10 Americans agreeing that medical debt should not appear on credit reports. This opinion comes just months after the Consumer Financial Protection Bureau implemented a rule to remove medical debt from credit reports. However, the future of the rule is uncertain, as some lawmakers seek to dismantle both the rule and the CFPB itself.

• More details here.

Compliance Digest – April 28

• Staying on top of compliance updates can feel like trying to drink from a firehose sometimes. This week, a quartet of legal experts -- Leslie Bender, Mitch Williamson, Xerxes Martin, and Rick Perr -- are putting a kink in that hose to make the water more drinkable by sharing their insights and making sure you know exactly what you need to know. All of that is inside this week's Compliance Digest.

• More details here.

• This series is sponsored by Bedard Law Group

WORTH NOTING: Members of Generation Z might be using technology better than other generations when driving, but they are more likely to do some other bad things while behind the wheel ... Did you know there is a difference between unscented and fragrance-free? ... Tips to help you deal with financial anxiety ... Foods you should steer clear of when on an airplane ... What really happens when your mind goes blank ... How to create leaders who coach, not command ... The summer movie season is around the corner. Here is a look at the must-see flicks ... How much time Google thinks you can save by using more AI.

Music Monday, part I

Music Monday, Part II

The Daily Digest is sponsored by TCN